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Source: http://ironreputation.net/2013/04/12/internet-reputation-management-from-a-to-z/
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By Annika Breidthardt and John O'Donnell
DUBLIN (Reuters) - Germany said European banking union will require changes to EU law, in a call that could slow completion of the plan designed to underpin the euro currency.
Speaking after a meeting of European Union finance ministers on Saturday, Germany Finance Minister Wolfgang Schaeuble said the EU's Lisbon treaty had to be changed to allow common rules on shutting troubled banks - a central element of the union.
"Banking union only makes sense ... if we also have rules for restructuring and resolving banks. But if we want European institutions for that, we will need a treaty change," he said.
Designed to ensure vulnerable countries do not have to tackle financial problems alone, the plan for banking union was one of the bloc's biggest political steps to stabilize the euro and prevent taxpayers from footing bills for bank rescues.
"We will not be able to take any steps on the basis of a doubtful legal basis," Schaeuble told reporters. "That's why it's also crucial that we strengthen the network of national restructuring funds and authorities."
As a first step towards the union, the European Central Bank is set to start supervising euro zone banks from July 2014.
This should be followed by a so-called bank resolution scheme to close or salvage struggling banks as well as pay for the costs involved. The third and final step would be a coherent framework across Europe for deposit protection.
Worried the supervisory role could compromise ECB monetary policy independence, Germany on Friday persuaded EU countries to sign a political declaration committing to future treaty change.
Schaeuble also made clear legal change would be necessary for the unified scheme for tackling failed banks.
Changing the Lisbon treaty, which underpins the bloc's law, would be a drawn-out process as it calls for the agreement of all member states - some of which require referenda.
It would raise particular problems for Britain, where eurosceptics have argued that the country should quit the bloc.
Schaeuble has long had reservations about banking union, which would be a step towards allowing the euro zone's rescue fund to directly assist banks, a move Germany fears might leave it facing the bill for reckless lending by foreign banks.
Schaeuble said the country of a bank in financial difficulty must first inject fresh capital before direct support from the European Stability Mechanism (ESM) is possible.
Spain's Finance Minister Luis de Guindos said member states would pay a minimum 4.5 percent of capital for troubled banks.
"From that point, there would be a burden sharing to converge towards 10 percent paid by the member state," de Guindos said. "This means the ESM will pay for around 90 percent and the member state for 10 percent."
Schaeuble also emphasized German opposition to the creation of a joint deposit guarantee scheme.
(Additional reporting By Ilona Wissenbach and Jan Strupczewski in Dublin and Julien Toyer in Madrid; Writing by Annika Breidthardt; Editing by Jason Webb)
Source: http://news.yahoo.com/germany-puts-brakes-eu-bank-union-treaty-call-162518801--business.html
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All Critics (87) | Top Critics (23) | Fresh (81) | Rotten (6)
It's a harrowing walk through the heart of darkness.
Saskia Rosendahl gives an impressively poised performance as the beautiful teenager, whose determination to protect her remaining family coincides with her growing revulsion toward her parents.
"Lore" is not a pretty story, but it is a good and sadly believable one.
"Lore" is not a love story, nor the story of a friendship. Rather, it's a story of healing and of how breaking, sometimes painfully, is often necessary before that process can begin.
A fiercely poetic portrait of a young woman staggering beyond innocence and denial, it's about the wars that rage within after the wars outside are lost.
Full of surprises, the movie draws a thin line between pity and revulsion - how would you feel if you had discovered your whole life had been based on lies?
Texture and detail embellish a provocative story
Child of Nazi parents faces an uncertain future
[Director Cate] Shortland directs with an almost hypnotic focus, favoring Lore's immediate experience over the big picture.
Rosendahl's performance is raw and compelling, as Lore fights for her siblings' survival and grows up in a hurry.
Lore and her siblings make a harrowing journey across Germany
Worthwhile, but so subtle that it's frustrating.
The Australian-German co-production takes an unconventional tale and turns it into a challenging, visually stunning and emotionally turbulent film experience.
Over the river and through the woods, to Grandmother's house we go. Except this ain't no fairy tale... unless it is, perhaps, a hint of the beginnings of a new mythology of ... scary childhood and even scarier adolescence...
With a child's perspective on war, "Lore" deserves comparisons with "Empire of the Sun" and "Hope and Glory," and with a feisty female protagonist it stands virtually alone.
Rosendahl...provides both narrative and emotional continuity to a film whose deliberate pace and fragmented presentation of reality might otherwise prove exasperating.
A burning portrait of consciousness and endurance, gracefully acted and strikingly realized, producing an honest sense of emotional disruption, while concluding on a powerful note of cultural and familial rejection.
Although there are moments that push the story a bit beyond credulity, Shortland has created something remarkable by forcing us to find within ourselves sympathy for this would-be Aryan princess.
Stunning, admirable and indelible - truthfully chronicling the triumph of the human spirit - in a class with Michael Haneke's 'The White Ribbon.'
Can we spare some sympathy or hope for the children of villains, even if they too show signs of their parents' evil? Lore provides no easy answers.
The portrait is miniature and yet indelible, a ghostly reminder of the 20th century.
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Source: http://www.rottentomatoes.com/m/lore/
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Apr. 6, 2013 ? Exposure of the developing fetus to excessive levels of stress hormones in the womb can cause mood disorders in later life and now, for the first time, researchers have found a mechanism that may underpin this process, according to research presented April 7 at the British Neuroscience Association Festival of Neuroscience (BNA2013) in London.
The concept of fetal programming of adult disease, whereby the environment experienced in the womb can have profound long-lasting consequences on health and risk of disease in later life, is well known; however, the process that drives this is unclear. Professor Megan Holmes, a neuroendocrinologist from the University of Edinburgh/British Heart Foundation Centre for Cardiovascular Science in Scotland (UK), will say: "During our research we have identified the enzyme 11?-HSD2 which we believe plays a key role in the process of fetal programming."
Adverse environments experienced while in the womb, such as in cases of stress, bereavement or abuse, will increase levels of glucocorticoids in the mother, which may harm the growing baby. Glucocorticoids are naturally produced hormones and they are also known as stress hormones because of their role in the stress response.
"The stress hormone cortisol may be a key factor in programming the fetus, baby or child to be at risk of disease in later life. Cortisol causes reduced growth and modifies the timing of tissue development as well as having long lasting effects on gene expression," she will say.
Prof Holmes will describe how her research has identified an enzyme called 11?-HSD2 (11beta-hydroxysteroid dehydrogenase type 2) that breaks down the stress hormone cortisol to an inactive form, before it can cause any harm to the developing fetus. The enzyme 11?-HSD2 is present in the placenta and the developing fetal brain where it is thought to act as a shield to protect against the harmful actions of cortisol.
Prof Holmes and her colleagues developed genetically modified mice that lacked 11?-HSD2 in order to determine the role of the enzyme in the placenta and fetal brain. "In mice lacking the enzyme 11?-HSD2, fetuses were exposed to high levels of stress hormones and, as a consequence, these mice exhibited reduced fetal growth and went on to show programmed mood disorders in later life. We also found that the placentas from these mice were smaller and did not transport nutrients efficiently across to the developing fetus. This too could contribute to the harmful consequences of increased stress hormone exposure on the fetus and suggests that the placental 11?-HSD2 shield is the most important barrier.
"However, preliminary new data show that with the loss of the 11?-HSD2 protective barrier solely in the brain, programming of the developing fetus still occurs, and, therefore, this raises questions about how dominant a role is played by the placental 11?-HSD2 barrier. This research is currently ongoing and we cannot draw any firm conclusions yet.
"Determining the exact molecular and cellular mechanisms that drive fetal programming will help us identify potential therapeutic targets that can be used to reverse the deleterious consequences on mood disorders. In the future, we hope to explore the potential of these targets in studies in humans," she will say.
Prof Holmes hopes that her research will make healthcare workers more aware of the fact that children exposed to an adverse environment, be it abuse, malnutrition, or bereavement, are at an increased risk of mood disorders in later life and the children should be carefully monitored and supported to prevent this from happening.
In addition, the potential effects of excessive levels of stress hormones on the developing fetus are also of relevance to individuals involved in antenatal care. Within the past 20 years, the majority of women at risk of premature delivery have been given synthetic glucocorticoids to accelerate fetal lung development to allow the premature babies to survive early birth.
"While this glucocorticoid treatment is essential, the dose, number of treatments and the drug used, have to be carefully monitored to ensure that the minimum effective therapy is used, as it may set the stage for effects later in the child's life," Prof Holmes will say.
Puberty is another sensitive time of development and stress experienced at this time can also be involved in programming adult mood disorders. Prof Holmes and her colleagues have found evidence from imaging studies in rats that stress in early teenage years could affect mood and emotional behaviour via changes in the brain's neural networks associated with emotional processing.
The researchers used fMRI (Functional Magnetic Resonance Imaging) to see which pathways in the brain were affected when stressed, peripubertal rats responded to a specific learned task. [1].
Prof Holmes will say: "We showed that in stressed 'teenage' rats, the part of the brain region involved in emotion and fear (known as amygdala) was activated in an exaggerated fashion when compared to controls. The results from this study clearly showed that altered emotional processing occurs in the amygdala in response to stress during this crucial period of development."
Abstract title: "Perinatal programming of stress-related behaviour by glucocorticoids." Symposium: "Early life stress and its long-term effects -- experimental studies."
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Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_health/~3/eVqdzmTpLPM/130407090835.htm
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Trent at The Simple Dollar realized that he played a lot of video games and read a lot of books when avoiding problems in his life.
For the longest time, I didn't recognize the things I would do to "block out" the problems I was having. I viewed such activities as a sign that I was "down," not necessarily that I was trying to avoid facing a specific problem in my life.
Today, though, I recognize that response. I know that when I'm drawn to spend a significant chunk of my spare time playing video games or most of my spare time reading, I'm trying to avoid something in my life.
While a little escapism isn't necessarily a bad thing, you should try to figure out the root cause, and correct it if possible. Some stresses in life are subtle, or build slowly over time, but by self-diagnosing our escape mode, we can focus our energy on identifying and eliminating them. Trent actually used this method to identify the cause of his minor chronic leg pain, and eliminate it. For more of his story, be sure to check out the source link.
Blocking What We Can't Deal With | The Simple Dollar
Photo by tommaso79 (Shutterstock)
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kvue.com
Posted on April 5, 2013 at 7:27 AM
Updated today at 8:03 AM
?? WASHINGTON (AP) -- U.S. employers added just 88,000 jobs in March, the fewest in nine months and a sharp retreat after a period of strong hiring. The slowdown is a reminder that the job market's path back to full health will be uneven.
?? The Labor Department said Friday that the unemployment rate dipped to 7.6 percent from 7.7 percent. While that is the lowest rate in four years, it fell last month only because more people stopped looking for work. The government counts people as unemployed only if they are actively looking for a job.
?? The percentage of Americans working or looking for jobs fell to 63.3 percent in March, the lowest in nearly 34 years.
?? Stock futures fell after the jobs report was released.
?? The weakness in March may signal that some companies were worried last month about steep government spending cuts that began on March 1.
?? March's job gains were half the pace of the previous six months, when the economy added an average of 196,000 jobs a month. The drop raises fears that the economy could slow after a showing signs of strengthening over the winter.
?? In fact, the government said hiring was even stronger over the previous two months than estimated last month. February's job gains were revised to 268,000, up from 236,000. January job growth was 148,000, up from 119,000.
?? Several industries cut back sharply on hiring in March. Retailers cut 24,000 jobs after averaging 32,000 in the previous three months. Manufacturers cut 3,000 jobs after adding 19,000 the previous month. Financial services shed 2,000.
?? Economists say the decline in the work force reflects several trends: many of those out of work become discouraged and give up on their job hunts. And as the population ages, more people are retiring.
?? Most economists are predicting the economy strengthened from January through March, helped by the pickup in hiring, a sustained recovery in housing and a more resilient consumer. Consumers stepped up purchases in February and January, even after Social Security taxes increased this year.
?? Still the higher taxes have reduced paychecks. And many economists say $85 billion in automatic government spending cuts will slow growth in the spring and summer.
?? Mark Vitner, an economist at Wells Fargo Securities, expects that the economy expanded at a 3.2 percent annual rate in the first quarter. But he forecasts growth will slow to a 2 percent pace in the second quarter, and then rebound after the impact of the government spending cuts fades.
?? Economists expect the spending reductions will shave half a percentage point off economic growth this year. Many federal workers will experience pay cuts. And government contractors will likely cut jobs. That could also drag down overall monthly hiring.
?
Source: http://www.kvue.com/news/consumer/March-job-numbers-not-as-strong-as-Februarys-201604411.html
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Hidden away in today's HTC First and Facebook Home announcements was the news that the Facebook-centric HTC First is powered by Qualcomm's new Snapdragon 400 processor -- a mid-range chip announced back in February. The Facebook Home-running handset is the first to incorporate this new chip.
The Snapdragon 400 in the HTC First includes a dual Krait aSMP running up to 1.7GHz per core. That's paired with an Adreno 305 native Miracast wireless display technology, and 4G LTE connectivity options.
The HTC First will launch on Apr. 12 on AT&T, priced at $99.99.
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Source: http://feedproxy.google.com/~r/androidcentral/~3/A6PZUJQaaRw/story01.htm
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