Tuesday, June 26, 2012

Maroon 5 'Born Again' With Pop-Heavy Overexposed

'It's sort of like, 'Screw you ... deal with it. Come with us on this journey or bye,' ' Adam Levine says of the album's pop leanings.
By James Montgomery


Maroon 5's James Valentine and Adam Levine
Photo:

The first thing you'll probably notice about Maroon 5's Overexposed album is the lengthy list of collaborators attached to it: a Murderer's Row of pop hitmakers like Ryan Tedder, Shellback and Benny Blanco, with Max Martin helming it all as executive producer.

The second thing you'll probably notice is that it's called Overexposed. Because, reinvigorated by the worldwide success of their hit "Moves Like Jagger" — which marked the first time the band had written with outside sources (in this case Blanco and Shellback) — M5 make no bones about the fact that, this time out, they're aiming to become the most popular, inescapable and, yes, overexposed band on the planet.

"The title is kind of pre-emptively saying, 'Hey, we're overexposed. Deal with it,' " frontman Adam Levine told MTV News during the premiere of M5's new "One More Night" video. "Bands like to do this thing where they're like, 'Oh, man, we just didn't know. Oh my God, it's so crazy, we just wrote this song,' and that's true, but we like that. We want to have that experience, we want to have hits, we want to have songs that, internationally, people are going to know.

"It's exciting when you go to a country you've never been to, when you go to Jakarta, and they're singing the lyrics to 'Payphone,' it's so cool," he continued. "And that's something that we not only love, but we pursue, unabashedly. Our sense of purpose was very dialed in. ... We knew what we wanted, we knew in our minds how to achieve it on an album ... and I think we found it."

And, in a lot of ways, it's fitting that Overexposed (in stores now) comes exactly 10 years after the release of Maroon 5's debut disc, Songs About Jane. Because ever since that album, they've been hearing complaints from fans who want them to return to their roots. The difference now is that they no longer listen to those complaints. Backed by the biggest names in the pop business, Maroon 5 are going for greatness these days, and like it or not, they're not going to change course anytime soon.

"Songs About Jane was alienating a certain amount of our fanbase back then, and if we're not alienating a small percentage of our fanbase every time we make a record, we're doing something wrong," Levine said. "And usually, I find that people who complain about wanting that original sound would be the same people where, if you had a record that sounded like the first one, they would say, 'Why don't you guys branch out and change a little bit?' So it's sort of like, 'Screw you ... deal with it. Come with us on this journey or bye!'

"When you've been in a band for a decade, even longer, you start thinking, 'OK, well maybe now we should explore this or change things up,' because you don't want to have it sound formulaic or too much like what you've always done," he continued. "So we're totally cool with kind of being born again. ... At the heart of it, it still sounds like us, but we embrace this side of our band, and now that we've fully captured it on this record, we're going to see what happens, and I think it's going to be really positive."

Stick with MTV News for more from our exclusive interview with Maroon 5!

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Self Help Steps To An Alternative You - CareCrunch Answers

Personal development means becoming personal conscious. Knowing who you really are and what you need to get are very important. Bearing that in mind you can depend on advice this sort of since you will see here that may relocate you ahead toward your targets for being a greater you. Read on and weigh these thoughts in with your own.

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Monday, June 25, 2012

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Sunday, June 24, 2012

Beirut Honors Friend of Israel, Again

For the second year in a row, the administration of the American University of Beirut (AUB) has come under fire regarding its decision to bestow an honorary doctorate on a candidate with a record of being outspokenly supportive of Israel.

Last year, the decision to honor former World Bank president James Wolfensohn, known for his political and economic support of Israel?s occupation of Palestinian lands, faced heavy criticism from students and faculty members of the university. Subsequently, a petition was drafted and garnered much support, resulting in Wolfensohn not attending the honoring ceremony.

This year, the AUB administration had decided to award honorary doctorates to three individuals, one of whom is Donna Shalala ? an American citizen of Lebanese descent who was Secretary of Health and Human Services under the Clinton administration and is currently the president of the University of Miami.

As president of the University of Miami, Shalala?s tenure has faced two major scandals. The first involved her handling of a custodial workers? hunger strike during the first quarter of 2006. Shalala was?heavily criticized?for living in luxury while custodians of the university received salaries lower than the living wage and were not even granted health insurance.

However, it is her relationship with pro-Israeli academic institutions, such as Bar-Ilan University, which are involved in the research and development of military technology used against Palestinian and Lebanese civilians, as well as her strong support for Israel that has caused great concern for students and faculty members of AUB.

According to an open letter drafted by a coalition of like-minded students, faculty members, and anti-normalization groups (refer to Box below), the decision by the AUB administration is seen as ?insulting? and ?shows a lack of concern for the fate of Palestinian victims of Israeli oppression, disrespect for universal human rights, and a disregard for the sentiments of the Lebanese community that supports Palestinian rights.?

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Furthermore, the letter notes that the decision backtracks on assurances made by the administration last year after the Wolfensohn incident to ensure that the process of selecting honorary doctorate recipients is transparent and respects calls to boycott Israeli institutions. Regardless of these assurances, the announcement of the honorary recipients was suddenly made less than a week prior to the honorary ceremony, which will be held this Friday.

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Israel?s?Jerusalem Post?noted in a?July 2010 article?that Shalala, who first visited the Zionist state as far back as the 1960s, is an adamant opponent of the boycott movement against the state of Israel.

Shalala?s 20-page?curriculum vitae?states that she received honors from at least two Israeli universities, including the University of Haifa in 1998 and the Technion Institute in 1994. Moreover, she was a member of the Jerusalem Committee within the?Jerusalem Foundation?from 1982 to 1992, a notorious organization that seeks to entrench and expand Zionist colonization of Jerusalem, and she was a consultant to theAmerican Jewish Committee?from 1970 to 1976. The American Jewish Committee is a hawkish pro-Israeli advocacy group that actively stifles any criticism directed towards the Zionist state. Presently, it is working on drumming up support against Iran?s nuclear program.

As a professed opponent of the Boycott, Divestment, and Sanctions (BDS) movement that seeks to pressure Israel to recognize Palestinian rights and end its persistent violations of international law, Shalala presided over aresearch collaboration agreement?in May 2011 between the University of Miami and Ben Gurion University that includes joint research, academic cooperation, and student exchange programs.

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In July 2010 Shalala took part in a delegation of American university presidents in a week-long trip to Israel in support against calls for an academic and cultural boycott of Israeli institutions. Shalala stayed behind for several more days to accompany a group from the University of Miami?s medical department that met with faculty members of Israel?s Bar-Ilan University as well as Israeli President Shimon Peres, Israeli Prime Minister Benjamin Netanyahu, and other Israeli officials.

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Yet despite her support of Israel, Shalala was subjected to a ?humiliating? detainment and interrogation at Ben Gurion Airport prior to her departure back to the US due to her Arab background.

Upon returning to the United States Shalala excused the blatantly discriminatory treatment she faced, saying, ?While I was inconvenienced, Israel's security and the security of travelers is far more important. I have been going in and out of Israel for many years and expect to visit again.?

According to the AUB website, honorary degrees are awarded ?based on a record of scholarly excellence in a field of study in the sciences or humanities, artistic creativity, leadership, humanitarian service, or concern for the public good, as well as a demonstrated commitment to the humane and educational values that exemplify the?mission of AUB.?

Al-Akhbar?attempted to contact the AUB administration for comment, but repeated tries went unanswered.

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An Open Letter from anti-normalization groups at the AUB

Can AUB find only those Complicit with Zionism to Honor?

In the lead-up to last year?s AUB graduation, over one hundred of the university?s faculty members voiced their principled opposition to the bestowal of an honorary doctorate upon a former World Bank president with demonstrated political and economic connections to the Zionist occupation of Palestine.[1] In light of this petition, and numerous messages from AUB students and alumni, as well as others, James Wolfensohn decided not to attend the AUB commencement and was not awarded an honorary doctorate from AUB. In meetings that followed this event, university administrators assured AUB community members that awarding future honorary doctorates would be a more transparent process. The AUB administration also stressed, in a letter to the faculty, that ?as an institution of higher learning with an historic presence in Lebanon and the Middle East, AUB is deeply committed to upholding the essential values of academic Freedom, and will do so within the bounds of Lebanese law, which strictly prohibits collaboration with Israeli institutions.?

Directly contradicting this commitment to transparency, AUB administrators have chosen to announce the 2012 honorary doctorate recipients less than a week before the ceremony at which these awards are to be presented. More insulting to the AUB community, as well as to the society in which the university is situated, is that Donna Shalala, one of this year?s recipients, and the one set to deliver the Commencement address on June 22, has established clear academic ties with the Israeli apartheid regime and has been one of the leading voices opposing the boycott of Israel. AUB?s choice of honoree forces us to wonder whether this is no mere coincidence, whether there is a systematic and structural attempt to turn the AUB, through its administration and Board of Trustees, into a normalizing entity, violating the boycott principles that Palestinians under Israeli occupation have called for and that most advocates of the Palestinian cause have endorsed. This shows a lack of concern for the fate of Palestinian victims of Israeli oppression, disrespect for universal human rights, and a disregard for the sentiments of the Lebanese community that supports Palestinian rights.

Ms. Donna Shalala served as U.S. Secretary of Health and Human Services for eight years under President Bill Clinton. In these eight years, her administration systematically brought about the starvation of the Iraqi people under one of the most brutal sanctions regime in human history; directly killing 1-1.5 million Iraqis, 225,000-500,000 of whom were children.[2] During her tenure as Health Secretary, she accepted honorary degrees from two Israeli universities: the Technion University (in 1994) and the University of Haifa (in 1998). After taking on the presidency of the University of Miami, she has worked to encourage partnership agreements signed between her university and Israel?s Bar Ilan[3] and Ben Gurion[4] Universities. In July of 2011, Ms. Shalala was awarded another honorary doctorate from the Ben Gurion University. At the celebration she stated that "I am honored to share this special day with the students and scholars at Ben-Gurion University of the Negev. BGU proudly represents Israel's abiding commitment to the special values and tradition of higher education."[5] All four of these universities, as with most other Israeli universities, are deeply enmeshed in discrimination against Palestinian students, Israeli military training and the development of weaponry used against Palestinian and Lebanese civilians.[6]

Consistently misrepresenting the boycott of Israeli academic institutions as a boycott of Israeli academics, Shalala has been a leading opponent of the academic boycott. The highlight of her anti-boycott crusade came in July 2010 when she participated in a 13-member delegation of U.S. university presidents to Palestine organized by Project Interchange[7], an offshoot of the Zionist lobby group?and leading proponent of a U.S.-led war against Iran?the American Jewish Committee. The dual purpose of the delegation was to engage these university leaders in developing partnership with Israeli academic institutions?a goal clearly achieved with the University of Miami?s subsequent partnerships?and to fight the academic boycott.

Less than a month before travelling with the delegation, Shalala told the Jerusalem Post that she had ?joined the presidents of the major American universities to denounce the boycott of Israeli academics. I sent a personal letter to the presidents of universities here, as did the other presidents, promising there would be no boycott in the United States and that Israeli scholars would always be welcome in the US.?[8] Ironically, but far from surprisingly, Shalala?s Lebanese surname resulted in her detention and humiliation for over two hours by Israeli airport security.[9] Astonishingly, she shrugged off this act of racism by saying: "While I was inconvenienced, Israel's security and the security of travelers is far more important."[10]

As with Wolfensohn before her, there can be no doubt that Shalala is an accomplished individual, and even that many of her accomplishments may have benefited groups of people. There are hundreds of people around the world, however, who have done a great deal for humanity without also being complicit in crimes like the sanctions imposed on the Iraqi people, or with the apartheid regime of Israel.

Why are AUB administrators adamant in selecting those marred by such complicity for the bestowal of honorary awards? What makes AUB ignore the ongoing calls and petitions from its own community and the community at large to abide by the principles of academic boycott? What was the role of numerous lectures, conferences and seminars on the Arab Spring held this past year at AUB, if they failed to inspire the AUB administration and community to understand the basic value that led to these revolutions, namely: dignity. Why would AUB advocate for a candidate for an honorary doctorate by pointing to their ethnic origin without pointing to their moral principles? These questions are not addressed to the AUB administration, which seems to be disrespectful of voices of its own students, faculty, and staff, and unconcerned to open a dialogue with its own constituency, but to the community in which AUB is embedded. It is about time for the community to oblige AUB to act as an institution embedded in a society that stands by moral principles of humanity, dignity, and equal rights.

[1]?http://www.pacbi.org/etemplate.php?id=1621
[2]?http://www.globalissues.org/article/105/effects-of-sanctions
[3]?http://sizedoesntmatter.com/research/israel-us-med-schools-sign-deal/
[4]?http://www.aabgu.org/media-center/news-releases/bgu-and-university-of-mi...
[5]?http://www.aabgu.org/media-center/news-releases/bgu-awards-shalala.html
[6]http://alternativenews.org/images/stories/downloads/Economy_of_the_occup...
[7]?http://projectinterchange.org/?page_id=36
[8]?http://www.jpost.com/LandedPages/PrintArticle.aspx?id=181131
[9]?http://www.ynetnews.com/articles/0,7340,L-3931210,00.html
[10]?http://www.miamiherald.com/2010/08/07/1765823/um-shalala-treated-as-secu...

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http://english.al-akhbar.com/content/beirut-honors-friend-israel-again

Posted on 21-06-2012

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Texas Woman?s Shock At $1.3 Million Electricity Bill

June 22nd, 2012

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Almost like winning the lottery in reverse, the colossal $1.3 million electricity bill has stunned a woman from Texas. Luckily it was down to a bad computer glitch, but imagine opening that bill!. Still she didn?t have to pay it, or anything like it. In fact she should have paid around $100 instead.

A Texas Woman Was Stumped When This $1.3 Million Electric Bill

For Abilene, TX. resident Kristin Harriger, skipping bills is out of the question, even when summertime sends her electric bill soaring.

"I work on a budget. I?m a single mom with an autistic child who tries to make ends meet," she told Business Insider. "I get my bills and I pay them."

That was until this month?s electric bill turned up in the mail. Rather than the $100 or so she anticipated, she was in for a shock.

Balance due: $1,381,783.92

The bill was so enormous she figured it was a joke and texted photos around to friends. When she called the utility company, Potentia Energy, representatives readily admitted it was a computing error that somehow managed to slip through a third party auditor.

Rather than charging the usual $0.09 per kilowatt hour (kWh), Harriger had been billed a whopping 100,000 cents ($1,000) per kwh?..More

Woman Slammed With $1.3 Million Electric Bill

Kristin Harriger lives on a budget, typically setting aside about $100 for her monthly electric bill. This month, in what she thought at first was a joke, she opened her electric bill to a stunning $1,381,783.92 balance.

"I opened it. I read it. Then just went, ?Oh, my gosh. That?s a lot of money?," Harriger told the Abilene Reporter News. The Texas native texted pictures of the bill around to friends, and called her utility company ? Potentia Energy ? to have a new bill sent to her with the right balance.

According to Business Insider, Potentia miscalculated her bill by epic proportions. Its normal rate is $0.09 per kilowatt hour, but they charged her $1,000 per kwh. At most, according to The Public Utility Commission of Texas website PowerToChoose.org, the highest rate a resident of Abilene could expect to pay is $0.12 per kwh?.More

Actually makes you wonder how many smaller errors there are that are due to computer glitches that people just pay. Probably an awful lot, so make sure you take a careful look at your next bill.

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Saturday, June 23, 2012

Selecting Speedy Systems Of Internet Marketing | Success Begins ...

Far too many Internet marketers forget the importance of building trust within their business. Everybody wants to make money and those who do it right really do make money. But keep your audience firmly in mind, as these are people who spend time learning about your business for something they want. You need to think of your business as a fair trade for value, so remember this. If you do not want to hold up your end of the bargain, then do not be surprised if people don?t trust you or want to do business with you.

People that are consistent are often regarded as more trustworthy than those that are not. It is all about their personality and behavior, not so much how they conduct their business online. People that are in business can exhibit this trait in many ways. Marketing messages are notorious for representing these traits, especially if the information is good and consistent. Also, having a reputation for only promoting high quality products is another big plus. Everything you do in your business and on your site is reliable and consistent. Your daily activities, if you are consistent, will help build your reputation in ways that will be beneficial to your business. If you get it right, relationship marketing can provide lots of benefits. This is such an effective strategy because it really delivers results. Marketing via email or on social marketing come under this banner. Always remember that the success of these methods is in creating relationships. The good news is that relationship marketing only requires some basic common sense to get right. You?ll need to keep some individual platform basics in mind too, depending on which format you?re using. Figuring out the differences between platforms is simple mechanics, but building those relationships still has to come from you. It?s quite easy to master these things, but you?ll need to put in the time and effort if you want the results. Look at cheap kenworth trucks ? an update for in-depth specifics.

The type of content and the quality level will make a big difference to your end results. If your audience sees that you are constantly making the effort to give them first class information, then that is huge. Your audience will start to trust that you?ll always offer this kind of quality. They need to trust that you always offer solid information or helpful advice with your content. Anytime a person is able to feel they can rely on you is means they trust you. You really don?t want to be offering the same kind of rehashed material everyone else offers, do you? Do excellent research that most others never bother to do. Building a positive attitude towards running your online business is the key to success. When you work on operating with this mindset, your actions will tend to be geared towards generating trust in you automatically.

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Friday, June 22, 2012

Hill bargainers: Student loan deal seems near

WASHINGTON (AP) ? Congressional bargainers seem near an agreement that would avert a July 1 doubling of interest rates on federal loans to 7.4 million college students and end an election-year battle between President Barack Obama and Congress, Senate aides from both parties said Friday.

Both sides said they were moving toward a deal on how to pay the measure's $6 billion price tag, the chief source of partisan conflict.

The goal is to push legislation through Congress next week so the current 3.4 percent interest rate on subsidized Stafford loans can be preserved for another year. A 2007 law gradually reduced interest rates on the loans but required them to balloon back to 6.8 percent this July 1 in a cost-saving maneuver.

On another front, the two sides were also close to an agreement to overhaul federal transportation programs, according to House and Senate aides from both parties. Negotiations were expected to continue through the weekend, with votes expected next week on either a major transportation bill or an extension of current programs, said the aides, who spoke on condition of anonymity to discuss details of the talks.

For weeks, Obama has ridiculed Republicans for not moving quickly to prevent student loan interest rates from doubling, a stance that Democrats have hoped will boost his support among young voters who broadly backed him in the 2008 election. With college costs and student debt growing steadily, the issue ties directly into concerns about the economy and jobs that polls show dominate voters' worries.

Though some rank-and-file GOP lawmakers have opposed letting the government set the rates, Republican presidential challenger Mitt Romney and GOP congressional leaders have backed the one-year extension. The remaining dispute has been over how to pay for it.

Republicans have accused Obama of creating a phony issue and drawing out the battle in an attempt to reap political points. In late May, they proposed several options to pay for the measure, all of which were culled from budget savings Obama himself had proposed in the past, but they said the White House was ignoring them.

"Even though the White House refuses to respond to our bipartisan approach, Senate Democrats are finally working with us, and a solution is within reach ? despite the president's failure to act," said Don Stewart, spokesman for Senate Minority Leader Mitch McConnell, R-Ky.

The talks have involved aides to McConnell and Senate Majority Leader Harry Reid, D-Nev. Democrats said the White House has been kept abreast of the talks, while Republicans said House Speaker John Boehner, R-Ohio, has been kept informed but hasn't participated in the negotiations.

According to Democratic aides, negotiators are approaching a deal to cover the bill's costs by charging companies more to insure pensions and changing rules so companies take fewer tax deductions for their pension contributions. Reid proposed both of those ideas this month.

They said additional money would come from a list of options McConnell has offered, probably one to limit federal subsidies of undergraduates' loans to six years. The government does not begin charging interest on Stafford loans until after students graduate, which can take longer than six years.

"While we're not there, we're well down the road. I think we can get something done," Reid told reporters Thursday. He said McConnell and Boehner "are compromising just as we are and hope we can get something done."

If allowed to double, the higher 6.8 percent rate would apply only to new subsidized Stafford loans for undergraduates approved starting on July 1 and would not affect existing loans.

According to the Education Department, 7.4 million students are expected to get new Stafford loans in the year beginning July 1, with each borrowing an average $4,226. A doubling of interest rates would add about $1,000 to the costs of the average loan, which students typically pay off over 10 or more years.

The Federal Reserve Bank of New York said last month that student loan debt grew this year to $904 billion, even as other types of consumer debt were falling.

In April, the Republican-run House ignored a White House veto threat and approved a GOP bill extending the lower loan rates for a year paid for by abolishing a preventive health program treasured by Democrats.

In May, Republicans in the Democratic-led Senate derailed a Democratic measure extending the rates and paid for by boosting payroll tax collections on high-earning owners of some privately held companies.

___

Associated Press writer Joan Lowy contributed to this report.

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Ex-IRA man McGuinness, Queen to meet for first time

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Heat took the tougher road to this title

MIAMI (AP) ? A year ago, with an easier path, the Miami Heat fell short of their championship goal.

This time, things seemed much tougher to the Heat ? which made the reward only that much sweeter.

The Heat are the NBA champions, after taking an unlikely, uneasy road to the top of the pro basketball world. They were down against Indiana in the second round, down and facing elimination against Boston in the Eastern Conference title series, down yet again against Oklahoma City in the NBA Finals. And strange as this would seem, when the Heat looked most vulnerable, it turned out they were at their best.

Down 2-1 to Indiana, the Heat won three straight. Down 3-2 to Boston, they won two straight. Down 1-0 to the Thunder, they swept the last four games.

"You come together," Heat coach Erik Spoelstra said. "You can either go the other way or come closer together, and you start to build some toughness. Last year's pain that we went through, even for the new guys, they inherited that pain. We told them that. And you go through those experiences together, and you're able to survive it, it's a great teacher and motivator, and I think that helped us in all the tough times this year."

Miami was rolling to the title a year ago, going 12-3 in the East playoffs and playing the role of favorite heading into the finals against the Dallas Mavericks. The Heat won Game 1, were cruising to a win late in Game 2, and then the wheels came off ? not only did Miami drop that second game, that started a stretch of four losses in five games to cost them the championship.

After that, this year was championship or bust.

They didn't bust.

"Last year it wasn't as hard and we lost the championship," Heat guard Dwyane Wade said. "But we knew it was going to be hard to become champions."

There came a point this season when the Heat just knew they were built to last. Wade was dogged by injuries at times in the regular season, and the team never had more than even a three-game slide. In the playoffs, Chris Bosh went down in Game 1 against Indiana. The Heat lost Games 2 and 3 without him and trailed in Game 4 before rallying to pull out that series. And against Boston, Miami was in serious trouble, facing a win-or-else Game 6 on the road.

LeBron James had 45 points and 15 rebounds that night. The Heat won the game, won the next one to close out the Celtics and then took four of five against the Thunder. James got his long-awaited ring with a Finals MVP performance, Wade and Udonis Haslem got their second championships, and every other player on the Heat roster got to enjoy celebrating with the Larry O'Brien Trophy for the first time.

"The Celtics series, man, that was the most challenging series that I've ever played in ? and I've played against the Detroit Pistons," Wade said. "It was the very thing we dealt with last year. We had to deal with being again under the microscope against the Boston Celtics, and they got us ready. Our backs were against the wall many times. But I knew, when we went into Boston and won Game 6, at that point right there I knew we could be world champions."

He was right.

James, Wade, Bosh and Mario Chalmers exited together with 3:01 left to play Thursday night, Miami by that point well on the way to a title-clinching 121-106 victory over the Thunder. It was much different from Wade's first title, the one in Dallas where he watched Jason Terry's 3-pointer to tie the game bounce off the rim and into his hands as the clock ran out.

Wade and James had a chat before Game 5, just silly talk about how they would envision the perfect finish. Wade said he wanted to be on the court for the clincher. James said he would rather be on the bench and celebrating by that point. James' vision was the way it turned out.

For the first time in a while, at least a few minutes seemed easy.

"It was the hardest thing I've ever done as a basketball player, since I picked up a basketball when I was 9 years old," James said, referring to Miami's postseason run. "It's the hardest thing I ever done. It's not easy at all. You just put a lot of hard work into it, and hopefully one day you hope that it pays off for you. You know, this was a testament to that. I gave it my all, and it paid off."

In the end, Wade didn't mind getting a three-minute head start on the offseason, either.

"We won and we're world champions," Wade said. "One thing about this team, we saved our best for last."

___

Follow Tim Reynolds on Twitter at http://www.twitter.com/ByTimReynolds

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Editorial: Windows Phone 8 looks good, but can it uproot those entrenched in other ecosystems?

Editorial Windows Phone 8 looks good, but can it uproot those entrenched in other ecosystems

At the tail end of Microsoft's marathon Windows Phone Summit keynote, the company's own Kevin Gallo said the following: "Everyone in the Windows ecosystem benefits." He was waxing poetic about the myriad new features coming to the outfit's latest and greatest mobile operating system, and nothing about his quote was incorrect. Developers will adore the shared codebase. Users will adore the new additions to the software framework. Carriers probably won't shun the opportunity to push yet another platform this holiday season. But the one word in there that sticks out most to me is this: "Windows."

I've been wrestling with the ecosystem issue for some time, but the gravity of it has never been so evident. Starting in 2008, one could argue that it stopped being purely about hardware. Purely about design. Purely about software. Purely about partnerships. Particularly when it came to smartphones. Slate-style handsets were en vogue years ago, with design changing extremely little and software becoming ever more of a factor. But it wasn't just software in the simplest sense -- it was how the software was interconnected to every other piece of the digital ecosystem. Phones were no longer standalone devices; they were simply the most convenient entry into a rabbit hole that Microsoft's going to have a tough time digging people out of. Allow me to explain.

Continue reading Editorial: Windows Phone 8 looks good, but can it uproot those entrenched in other ecosystems?

Editorial: Windows Phone 8 looks good, but can it uproot those entrenched in other ecosystems? originally appeared on Engadget on Thu, 21 Jun 2012 12:15:00 EDT. Please see our terms for use of feeds.

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Thursday, June 21, 2012

6 places to save money on your monthly budget | Credit Solutions

Get the best Financial Tips at Credit Visionary

The most difficult part of managing finances for many is to make a monthly budget and follow it. However it is an essential part of personal finance management and if conducted in the right manner it can get you out of your financial crunch sooner. All you need to do is to make a budget plan that is manageable and can be easily followed. You also need to know the places where you can save some amount of money to pay for other expense.

Here is a list of some of such places where you can save money on your monthly budget:

  1. Grocery shopping: The main portion of your monthly budget is allotted to food and drinks.? If you are buying them from a mall or high end shop then you might end up paying more as no discounts are given in such shops. If at the other hand you get your monthly grocery shopping items from a retail shop where you get discounts or points which you can later dispose for other item, it can be profitable.
  2. Clothes and designer wear: If you have a habit of buying clothes on a monthly basis try and regulate that habit if possible. Extend your shopping spree to 2-3 months. If at all you need to buy them make sure that you buy them from shops where sale offers or discounts are available.
  3. Television and cable costs: You may have a specific plan covering your television and cable cost. But it will be a good idea to check other good offers from different services providers in your area. Sometimes due to the completion level many packages are offered to customers that include some best deals at cheap prices. Try and keep information about such deals and make use of them to save some bucks.
  4. Telephone bills: Sometime your phone bills can make you tensed about managing the budget properly. In order to get relieved take note of the fact that you do not misuse the technology. Use them for emergency needs only and for other conversations you can shift to voice chats or email chats. It is also important that in case of cell phones you utilize all the free minutes and messages offered instead of wasting the landline bills.
  5. Financial transaction cost: If you do not keep track of your transactions properly some of your money will be spend on meeting transaction cost of banks and other financial institutions. Sometimes the monthly fees are not even required as many free checking offers are available nowadays. If you do not have knowledge about such offers you will be paying more. So be updated with such information to save some money.
  6. Credit Card Bills: One of the primary reasons why many get into debts is their expense on credit cards. You should try and avoid buying on credit cards as much as possible. If you have credit card debts pay them within the due date so that you do not incur additional expenses. Pay in cash whenever possible. This way you will not spend more.

Author Bio:?Jonny Pean is a financial advisor with EasyFinance.com. He offers expert advices on ways to get relief from personal loans, home equity loans and payday loans.

Short note: Saving is an important part of your budget plan. However saving is only possible if you know where to cut short your other monthly expenses. The article mentions few of such places where you can save by judicious spending.

Tags: monthly budget, personal finance, grocery shopping, budget plan
Please report any issues to admin[at]creditvisionary[dot]com

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Obama faces growing GOP super PAC financial power

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Researchers estimate ice content of crater at moon's south pole

ScienceDaily (June 20, 2012) ? NASA's Lunar Reconnaissance Orbiter (LRO) spacecraft has returned data that indicate ice may make up as much as 22 percent of the surface material in a crater located on the moon's south pole.

The team of NASA and university scientists using laser light from LRO's laser altimeter examined the floor of Shackleton crater. They found the crater's floor is brighter than those of other nearby craters, which is consistent with the presence of small amounts of ice. This information will help researchers understand crater formation and study other uncharted areas of the moon. The findings are published in Thursday's edition of the journal Nature.

"The brightness measurements have been puzzling us since two summers ago," said Gregory Neumann of NASA's Goddard Space Flight Center in Greenbelt, Md., a co-author on the paper. "While the distribution of brightness was not exactly what we had expected, practically every measurement related to ice and other volatile compounds on the moon is surprising, given the cosmically cold temperatures inside its polar craters."

The spacecraft mapped Shackleton crater with unprecedented detail, using a laser to illuminate the crater's interior and measure its albedo or natural reflectance. The laser light measures to a depth comparable to its wavelength, or about a micron. That represents a millionth of a meter, or less than one ten-thousandth of an inch. The team also used the instrument to map the relief of the crater's terrain based on the time it took for laser light to bounce back from the moon's surface. The longer it took, the lower the terrain's elevation.

In addition to the possible evidence of ice, the group's map of Shackleton revealed a remarkably preserved crater that has remained relatively unscathed since its formation more than three billion years ago. The crater's floor is itself pocked with several small craters, which may have formed as part of the collision that created Shackleton.

The crater, named after the Antarctic explorer Ernest Shackleton, is two miles deep and more than 12 miles wide. Like several craters at the moon's south pole, the small tilt of the lunar spin axis means Shackleton crater's interior is permanently dark and therefore extremely cold.

"The crater's interior is extremely rugged," said Maria Zuber, the team's lead investigator from the Massachusetts Institute of Technology in Cambridge in Mass. "It would not be easy to crawl around in there."

While the crater's floor was relatively bright, Zuber and her colleagues observed that its walls were even brighter. The finding was at first puzzling. Scientists had thought that if ice were anywhere in a crater, it would be on the floor, where no direct sunlight penetrates. The upper walls of Shackleton crater are occasionally illuminated, which could evaporate any ice that accumulates. A theory offered by the team to explain the puzzle is that "moonquakes"-- seismic shaking brought on by meteorite impacts or gravitational tides from Earth -- may have caused Shackleton's walls to slough off older, darker soil, revealing newer, brighter soil underneath. Zuber's team's ultra-high-resolution map provides strong evidence for ice on both the crater's floor and walls.

"There may be multiple explanations for the observed brightness throughout the crater," said Zuber. "For example, newer material may be exposed along its walls, while ice may be mixed in with its floor."

The initial primary objective of LRO was to conduct investigations that prepare for future lunar exploration. Launched in June 2009, LRO completed its primary exploration mission and is now in its primary science mission. LRO was built and is managed by Goddard. This research was supported by NASA's Human Exploration and Operations Mission Directorate and Science Mission Directorate at the agency's headquarters in Washington.

For more information on LRO and the Lunar Orbiter Laser Altimeter, visit: http://lunar.gsfc.nasa.gov

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Story Source:

The above story is reprinted from materials provided by NASA.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. Maria T. Zuber, James W. Head, David E. Smith, Gregory A. Neumann, Erwan Mazarico, Mark H. Torrence, Oded Aharonson, Alexander R. Tye, Caleb I. Fassett, Margaret A. Rosenburg, H. Jay Melosh. Constraints on the volatile distribution within Shackleton crater at the lunar south pole. Nature, 2012; 486 (7403): 378 DOI: 10.1038/nature11216

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

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Wednesday, June 20, 2012

GOP Lawmaker In Hot Water For Housing A Sex Offender

HUFFINGTONPOST.COM - Call it Karma, but while a third party group has been sending out mailers questioning his primary state Senate opponent's values, state Rep. Randy Baumgardner is dodging scrutiny after media reported that he's housing a convicted sex offender.

Court records show Michael K. Frierson was arrested for failing to register as a sex offender and notify law enforcement for a change of address stemming from 2004 incidents involving a victim under the age of 14 while Frierson was 24. After pleading guilty to a misdemeanor charge of sexual assault, Frierson was sentenced to five years probation. click here to read more

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Consumer bureau discloses credit-card complaintseShareholder ...

By Alwyn Scott and Rick Rothacker

(Reuters) - Consumers shopping for a credit card can see for the first time, starting on Tuesday, how many complaints issuers have received before picking their plastic.

The U.S. Consumer Financial Protection Bureau unveiled a complaint database on its web site in one of the agency's more high-profile moves since it was created under the Dodd-Frank financial reform act.

While the initial release of figures was limited, covering less than a month, it created a ranking among credit card issuers that could leave some uncomfortable. Capital One Financial Corp (COF) tallied the most complaints since June 1.

The decision to disclose complaints drew fire from financial industry groups, which said the law does not authorize the agency to release the data publicly, that it is not verified and that complaint rates by zip code are trade secrets that should be kept private.

The CFPB disagreed, saying the law authorized the disclosures and, while it does not verify each complaint, it does check whether the consumer has a relationship with the institution.

"Consumers can look at this data and can fairly draw the conclusion that if they engage in a financial relationship with the company this is what they can expect," said Scott Pluta, acting assistant director of the Office of Consumer Response of the CFPB, which only opened its doors in July 2011.

The database, available at consumerfinance.gov, is small, showing only 137 complaints collected since June 1. But over the next year, that number is likely to grow substantially.

The agency actually began collecting complaints nearly a year ago and has received more than 16,800 of them. It plans to expand the database to include these complaints in coming months and to add complaints about mortgages and other financial services, Pluta said. The earlier data contained different fields and so was not directly comparable to the data collected since June 1.

LEAGUE TABLE

The data released on Tuesday shows Capital One received the most complaints, 33, followed by Citigroup Inc (NYS:C) with 27, JPMorgan Chase & Co (JPM) with 24 and Bank of America Corp (BAC) with 15.

Capital One topped the list despite being fifth in purchase volumes in 2011, according to rankings compiled by The Nilson Report, an industry publication. American Express Co (AXP), which had only six complaints, had the largest market share with 25 percent, followed by JPMorgan, Bank of America and Citigroup.

"We always welcome customer feedback - good and bad - as we're always focused on continuous improvement and providing a great customer experience," said Capital One spokeswoman Tatiana Stead.

A Bank of America spokeswoman said the bank's objective is to work with customers to resolve any issues they have, and Citigroup said it has been actively responding to all customer complaints, including those fielded by the CFPB. JPMorgan declined to comment.

Kenneth Clayton, the American Bankers Association's executive vice president of legislative affairs and chief counsel, said the banking industry is ready to work with the CFPB to resolve consumer complaints but called the release of the database disappointing and potentially misleading to consumers.

"Publicizing allegations that may or may not have any basis in fact raises serious questions about the balanced review we expect from our government agencies," he said in a statement.

Consumers Union, the policy and advocacy division of Consumer Reports, praised the CFPB's decision to make the database public and said it supported expanding the database to include complaints about other financial products.

"Making credit card complaints public will put added pressure on banks to avoid unfair practices and help consumers make more informed financial decisions," said Pamela Banks, senior policy counsel for Consumers Union, in a statement.

The credit card companies are required to respond within 15 days and to close the complaint with an action in 60 days, Pluta said. Banks that don't respond in time are tagged in the database. So far, only one of the 137 complaints had not received a timely response. It involved Bank of America and a request to close or cancel an account.

Pluta said the agency takes steps to stop people from gaming the system. Entries must be complete and must involve a bank the bureau supervises. If the complaint is a duplicate, the agency merges it with the original. And the agency verifies that the complainant has a relationship with the bank in question, although it can't verify the merits of the complaint. Also, the form takes time to fill out and consumers must attest that the information is true.

The agency is open to working with banks to improve controls to avoid manipulation.

"So far, we've been open 11 months and there are no suspected cases of widespread manipulation," Pluta said.

(Additional reporting by Cezary Podkul; Editing by Edmund Klamann)

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Tuesday, June 19, 2012

Kansas City parade will showcase MLB All-Star Game players

The eighth annual Major League Baseball?

The event is at 1 p.m. on July 10. George Brett, MLB All-Star Ambassador and 13-time MLB All-Star, will serve as grand marshal, leading the parade through the streets. Then Ron Washington and Tony La Russa ? the American League and National League All-Star team managers, respectively ? will lead their teams down the carpet in Chevrolet Camaro Convertibles.

Players, riding in 2012 Chevrolet Silverado pickups, will wind half a mile through the Country Club Plaza?

The event ?is a unique and unforgettable way for baseball fans in Kansas City to take part in All-Star Week,? Tim Brosnan, executive vice president of business for Major League Baseball, said in a release.

The Red Carpet show will be broadcast nationally on the MLB Network.

The All-Star game will be played later that evening. The game determines which league has home field advantage in the World Series.

James reports about banking, financial services, manufacturing and sports business.

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30 under 30: A Multilingual Condensed Matter Theorist

Features | More Science

Meet Simone Hamerla, 27, one of the up-and-coming physicists attending this year's Lindau Nobel Laureate Meeting


German physicist Simone Hamerla Image: Courtesy Simone Hamerla

We?ve long understood black holes to be the points at which the universe as we know it comes to an end. Often billions of times more massive than the Sun, they...

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The annual Lindau Nobel Laureate Meeting brings a wealth of scientific minds to the shores of Germany?s Lake Constance. Every summer at Lindau, dozens of Nobel Prize winners exchange ideas with hundreds of young researchers from around the world. Whereas the Nobelists are the marquee names, the younger contingent is an accomplished group in its own right. In advance of this year?s meeting, which focuses on physics, we are profiling several promising attendees under the age of 30. The profile below is the 11th in a series of 30.

Name: Simone Anke Hamerla
Age: 27
Born: Essen, Germany
Nationality: German

Current position: Ph.D. student, Technical University of Dortmund
Education: Prediploma, diploma from TU Dortmund

What is your field of research?
I am working in condensed matter theory in the field of strongly correlated electron systems. At present my work focuses on fermionic systems driven out of equilibrium by a quench, i.e. a sudden change in the intrinsic system parameters. I study the dynamics of the system after an interaction quench, where the interaction between the particles is suddenly switched on, by the use of a semi-analytical method.

What drew you to physics, and to that research area in particular?
I came to physics as I love solving puzzles and the idea that you can understand certain aspects of everyday life with your work. It is great that physics always provides puzzling observations that prove that you do not at all understand nature.

As non-equilibrium systems are in highly excited states, a description of their dynamics imposes totally new requirements on the theory, which aroused my interest in these setups.

Where do you see yourself in 10 years?
Within the next 10 years I hope to gain an insight in the processes which are relevant for the relaxation of systems out of equilibrium. One of my goals is to understand by which means the thermalization is influenced and by which method these processes are described best.

Who are your scientific heroes?
I cannot state a single name here as my scientific heroes are spread over the whole area of physics.

What activities outside of physics do you most enjoy?
Dancing (Latin); languages: German, English, French, Latin, Chinese and Japanese.

What do you hope to gain from this year?s Lindau meeting?
Due to its casual atmosphere the meeting represents a unique chance to get to know the personalities behind the greatest accomplishments in physics. In my opinion the meeting is the ideal platform to discuss their achievements, current problems and aspects which have to be considered when further pursuing our research.

On the other hand one meets young scientists from all over the world and different disciplines. I think with our different backgrounds we can inspire each other and gain a new insight on physics. Thus the meeting provides an ideal breeding ground for new ideas.

Are there any Nobelists whom you are particularly excited to meet or learn from at Lindau?
I am of course especially interested in meeting the Nobelists working in my field. There are for example Prof. Dr. Theodor W. H?nsch and Prof. Dr. William D. Phillips who laid the foundation of experiments with ultracold atoms. Ultracold atoms are the perfect testbed for the non-equilibrium systems that I study.

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